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Insurance Problem Story!!

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Jun 21st 2012 09:02
When I entered a community college in January, I paid $510 for insurance by credit card. But the credit card was actually declined, and Internatinal Center in my college informed about that a few days ago and required me to pay over again. I complained to Internatinal Center on E-mail that it is too late to inform me about that. And I wrote,"I think I don't need to pay for that because the company wouldn't ensure me because of my unpaid even if I had a problem with my health.". After that, a man called me and explained about this problem. He told me the insurance company actually sent a letter to me in January. When I heard that, I thought," oh...really? this is bad...(--;).". I totally didn't notice that letter. I wanted them to send me an e-mail or call me.
I think he told me that it is my responsibility to make sure whether I correctly took out the insurance or not.(I'm not sure if he really said that because I'm still not good at listening English, especially conversation by phone)
Although I have some part that I can't be unconvinced somehow, I'll have to pay that. I asked about this problem to my friend just in case and he said," You don't need to pay and all you have to do is just go back to Japan without saying anything. I've seen some friends who didn't pay Insurance fee.". (^^;;
haha I really wanna do like that!! But I'm afraid of that I may be recorded some violation by them and a problem happens when I try to go abroad next time because of the violation. Insurance fee is too expensive!! Why do I have to pay $510 for just one semester!?Can I leave this problem as it is and go back to Japan with saying nothing? Please pass over about this...マジ高すぎ
LadyHouou
Jun 21st 2012 09:54
  • But the credit card was actually declined, and Internatinal Center in my college informed about that a few days ago and required me to pay over again.

  • But the credit card was actually declined, and the International Center in my college informed me about that a few days ago and I was required me to pay over again.

 
  • I complained to Internatinal Center on E-mail that it is too late to inform me about that.

  • I complained to the International Center on in an e-mail that it is too late to inform me about that.

 
  • And I wrote,"I think I don't need to pay for that because the company wouldn't ensure me because of my unpaid even if I had a problem with my health.".

  • And I wrote,"I don't think I don't need to pay for that because the company wouldn't ensure me because of my unpaid even if I had a problem with my health.".

    I'm not quite sure what you meant with this sentence. Can you say it in Japanese? I may be able to correct it better that way.

 
  • After that, a man called me and explained about this problem.

  • After that, a man called me and explained about this the problem.

    Sounds more natural :)

 
  • When I heard that, I thought," oh...

  • When I heard that, I thought, "Oh...

 
  • really?

  • Really?

 
  • this is bad...(--;).".

  • This is bad...(--;)".

 
  • I think he told me that it is my responsibility to make sure whether I correctly took out the insurance or not.(I'm not sure if he really said that because I'm still not good at listening English, especially conversation by phone)

  • I think he told me that it is my responsibility to make sure whether I correctly took out the insurance or not.(I'm not sure if he really said that because I'm still not good at listening to English, especially conversation by phone).

 
  • Although I have some part that I can't be unconvinced somehow, I'll have to pay that.

  • Although I have some part that I can't be unconvinced somehow, I'll have to pay that.

    I don't understand this line either >__<

 
  • I asked about this problem to my friend just in case and he said," You don't need to pay and all you have to do is just go back to Japan without saying anything.

  • I asked my friend about this problem to my friend just in case and he said," You don't need to pay and all you have to do is just go back to Japan without saying anything.

 
  • I've seen some friends who didn't pay Insurance fee.".

  • I've seen some friends who didn't pay the insurance fee.".

 
  • haha I really wanna do like that!!

  • Haha I really wanna do like that!!

 
  • But I'm afraid of that I may be recorded some violation by them and a problem happens when I try to go abroad next time because of the violation.

  • But I'm afraid of that I may be recorded of some the violation may be recorded by them and that a problem will happens when I try to go abroad next time because of the violation.

 
  • Insurance fee is too expensive!!

  • The insurance fee is too expensive!!

 
  • Why do I have to pay $510 for just one semester!?Can I leave this problem as it is and go back to Japan with saying nothing?

  • Why do I have to pay $510 for just one semester!? Can I leave this problem as it is and go back to Japan with saying nothinganything?

 
I'm sorry to hear about your situation :(
A close friend of mine said that you could do what your friend suggested possibly without getting into trouble, but I think you should be careful.

I'm here if you need to talk!
Jun 21st 2012 10:08 LadyHouou
“

  • But I'm afraid of that I may be recorded of some the violation may be recorded by them and that a problem will happens when I try to go abroad next time because of the violation.

”
Actually, "But I'm afraid that it might be considered as a violation by them" is better. The friend I mentioned helped me out :)
Jun 21st 2012 10:54 Nao
This sentence was pretty difficult.(^^;;
・"And I wrote,"I think I don't need to pay for that because the company wouldn't ensure me because of my unpaid even if I had a problem with my health."."
　私は「自分はその保険代を払う必要はないと思います。なぜなら、もし私の健康に何か問題が起きて治療費がかかったとしても、その保険会社は私の未払いを理由に保証しなかったと思うからです。」と書きました。

What would the company do if I had a cold and I paid doctor's fee during spring semester? The company wouldn't help me because I failed to pay the Insurance fee, that means the company hasn't ensured me for spring semester. So I don't think I need to pay the Insurance fee.

・"Although I have some part that I can't be unconvinced somehow, I'll have to pay that."
「なんとなく納得できない部分があるけど、私はその保険代を払わなければならないでしょう。」
What I wanted to tell was
"Somehow I can't understand some points(stories)in his explanation. But I think I'll have to pay the insurance fee. "
or
"I have a feeling that I don't wanna accept what he told me. but I'll have to pay the insurance fee."

What I wanted to say were something like that.

Your correction is great!Thank you for the correction and telling me good information!! I appreciate it!





Jun 21st 2012 10:56 Nao
And please say "thanks" to your friend as well!! (^^
Jun 21st 2012 11:38 LadyHouou
I think that makes sense. You shouldn't have to repay it if you were uninsured and paid the fee yourself. It doesn't make much sense to ask you to repay it.

"Somehow I don't understand some points(stories)in his explanation. But I think I'll have to pay the insurance fee. "

I changed the "can't" to "don't", but that sentence makes the most sense to me. Good job ^_^
Jun 21st 2012 12:14 Nao
I think so too! I'll think about this problem again. Thanks!!

Thank you for the corrections!! They were big helpful to me!
Jun 21st 2012 12:20 LadyHouou
No problem!^^
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When I entered a community college in January, I paid $510 for insurance by credit card. But the credit card was actually declined, and Internatinal Center in my college informed about that a few days ago and required me to pay over again. I complained to Internatinal Center on E-mail that it is too


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