Self-conficence

I got a mail from some website that is encouraging people to be successful in both their lives and businesses. I think there are so many this type of success vendor or success manager for people who are seeking for advises and tips. It seems that not all of them are quite responsible and terribly reliable but it works a lot when you get to some tips that meet and answer your long time question. I was wondering why I was so bad at saving money or why my refrigerator was always such a mess. And why I was believing in that people were difficult to change and I was the one of them.

All these my thoughts were implemented in my educational background.
There are some truth in it, sure. But what if time is just a concept?
And what if the theory that it took us a long time to develop our current beliefs and habits so it may take a long time to change is just a made up concept?

I want to think of that a little while.